Who was Your Last Employer
List all Assets That You Have
Specify ALL liabilities you have
Your Credit History
Nearest Living Relative:
The account you will be using for loan repayments
We need to collect personal information about you to provide you with our broking & related services. This privacy statement tells you how we collect your information, what we use the information for and who we share the information with. If we collect information that can be used to identify you, we will take reasonable steps to notify you of that collection.
How information is collected from you
We will collect your information from you directly whenever we can, like from enquiries we make of you when you seek credit assistance from us. We may verify that information from sources referred to in the responses to those enquiries or in this privacy statement.
How information is collected from other sources
Sometimes we will collect information about you from other sources as the Privacy Act 1988 permits. We will do this only if it’s reasonably necessary to do so, for example, where we collect information from third parties about a loan or lease in relation to which you seek our services, we can’t get hold of you and we rely on public information to update your contact details or we exchange information with your legal or financial advisers or other representatives.
When the law authorises or requires collection of information
Some law may require us to collect personal information about you. For example, we may require your information to verify your identity under Australian Anti-Money Laundering law or your Tax File Number to open any bank accounts in your name.
How your information may be used
We may use your information for purposes including:
What happens if you don’t provide information?
If you don’t provide your information to us, it may not be possible to assist in finding a loan or lease relevant to your circumstances, verify your identity or protect against fraud or let you know about products or services that might be suitable for your financial needs.
Sharing Your Information
We may use and share your information with other organisations for any purpose described above.
Sharing with your representatives and referees
We may share your information with:
Sharing with third parties
We may share your information with third parties in relation to services we provide to you or goods or services in which we reasonably consider you may be interested. Those third parties may include:
Sharing outside of Australia
We are not likely to disclose your information to organisations overseas. However, we may store your information in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries via an internet connection, it’s not always practicable to know in which country your information may be held.
Information about other people
If you give information to us about another person (like your co-applicant) in relation to the services we provide, you will let that other person know that:
I have read the above and understand that this document gives consent to Rescue Credit to share any information relating to any future credit applications for my purpose to provide other credit providers or lenders, financial advisors, brokers or accountants my private information for the purpose of arranging any future loans or discussing any further options in regards to my financial interest, investments, purchases or loans.
I understand that I may access my personal information at any time by contacting Rescue Credit Pty Ltd on (03) 9024 6843. Access will be granted in accordance with the Privacy Act 1988 for a reasonable fee and if any of my information is inaccurate, I may request that it be corrected.
I acknowledge the collection of sensitive information is restricted by the Privacy Act and Rescue Credit will not collect information about my ethnicity, political opinions, religious beliefs, sexual preferences or criminal record unless such information is necessary to provide a product or service that I have consented to such as insurance of a personal or general nature and I therefore consent to the collection of that information.
I/we the applicant(s) stated below declare that the statements and answers provided in declaration in relation to the history of all business and personal adverse credit events including all arrears, defaults, judgements, writs, warrants, repossessions, bankruptcy & solvency details are true and correct. I/we declare that I/we have disclosed all known current and future liabilities and I/we declare that I/we do not foresee any liability arising prior to acceptance and settlement of this loan with Rescue Credit. I/we understand that Rescue Credit is relying on the information that I/we are providing them with the answers and information contained in this application and declaration and it is my/our responsibility to be accurate in giving that information.
SIGNIFICANT CHANGES IN THE FUTURE
Q1 - Do you know of any foreseeable or significant changes to your circumstances that will lead to changes in your ability to make contracted repayments? (Example –change in income, employment, anticipated large expenditure, loss of partners income, etc)
Q2 - Is there any other information you should disclose knowing that if you leave such information out it may create financial problems in the future?
Q3 - Are you comfortable with your ability to make loan repayments based on the loan amount that you have applied for without experiencing financial difficulty?
Q4 - Are you or anyone in your household considering medical advice, treatment, tests or surgery now or in the future?
Q5 - Is there any other information that you should provide Rescue Credit that has reference to your income, employment, liabilities, living/residency status or this loan application in general?
If you have answered YES to any of the questions above please provide a brief answer or explanation in the corresponding section(s) below
SIGNIFICANT CHANGES IN THE FUTURE EXPLANATIONS
I/we declare that my/our answers provided above are true and correct: